
“So awesome, thanks so much for facilitating this, will keep so many safer.
My last event insurance policy got cancelled as my insurer is no longer covering events industry related professionals so I was already exploring options.
So great what the power of group scale purchasing can do.”
Frequently Asked Questions
The insurance is provided in with the Wingman Pro subscription which is $49.50 per month, with a 12 month commitment.
- Public Liability: Covers injury, property damage, and advertising liability occurring during the policy period.
- Products Liability: Covers injury or property damage caused by products supplied by the insured.
- Pollution Liability: Covers injury, property damage, or advertising liability caused by pollution resulting from sudden, accidental events
The policy covers a 12-month period. Starting from 1 January 2025 or the date in which you sign up, whichever is later.
The policy provides worldwide coverage but excludes claims in the USA, Canada, Cuba, North Korea, or Iran unless specific exceptions apply, such as unintentional export or business visits.
An excess of AUD 2,500 applies per occurrence or series of occurrences arising from one cause. This does not include defence costs, which are covered separately.
Yes, the excess applies to all claims unless specifically excluded under the policy.
Yes, key exclusions include:
- Injuries to employees covered under workers’ compensation laws.
- Pollution (unless caused by sudden, accidental events).
- Cyber liability, including data loss or breaches.
- Liability arising from molestation, sexual abuse, or harassment.
- Liability for nuclear, asbestos, war, or terrorism-related incidents
Yes, specified contractors are included in the coverage if declared under the policy. Ensure your details are submitted to be included as a named contractor
No, The Shift Corp/Wingman will pay on your behalf.
Notify Canopius immediately. Written notice of any event that may give rise to a claim must be provided as soon as possible, and within 30 days where practicable
Claims must be submitted in writing, providing all relevant details and supporting documentation. Defence costs are covered in addition to liability limits, but the excess will apply. Submit direct to Canopius.
- Public Liability: AUD 20,000,000 per occurrence.
- Products Liability: AUD 20,000,000 per occurrence, capped annually.
- Pollution Liability: AUD 20,000,000 per occurrence, capped annually
Yes, the policy covers legal costs for defence or settlement, provided these costs are approved by the underwriters
No, the policy covers all events, not just sporting events. Sporting events are specifically highlighted because they are considered higher risk and require additional exclusions to be applied.
Yes, your work in corporate events, whether indoors or outdoors, qualifies for coverage under this policy. The reference to sporting events in the documentation is due to their unique risk profile and does not limit coverage for other types of events.
Sporting events are listed because they carry a higher risk compared to other event types. This distinction ensures that certain exclusions or conditions can be applied where necessary to manage those risks.
While the policy includes most event types, specific high-risk activities or circumstances may be excluded. If you are uncertain about a particular event type, please review the exclusions section of the policy or reach out for clarification.
You can reach out directly to Hailey Mason, CEO of The Shift Corp, hailey.mason@the-shift.agency for additional assistance.